Coupon 101, Coupon Tips & Tricks

How to Stack Coupons to Save More Money

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If you’re new to couponing, it can be confusing when you start looking at match-ups and see the different types of coupons you can use together. I often get asked, “Can you use two manufacture coupons together?” and “Can you use a mobile rebate with a manufacture coupon?” It can confusing! It can also add up to a lot of savings when you learn what you can stack together! Knowing how to stack coupons is a major way most extreme couponers maximize their savings; however, you first need to know and understand the different types of coupons before you can stack coupons.

Knowing how to stack coupons is a major way most extreme couponers maximize their savings; however, you first need to know and understand the different types of coupons before you can stack coupons.

1. Manufacture Coupons.

Manufacture coupons are the most common type of coupons. These can be used at any store that accepts coupons including major retail stores like Target, pet stores like Petsmart, and even beauty stores like Ulta. Manufacture coupons can be found in newspapers, online, on products at stores (called peelies), in stores near new products (tear pads), from trying new samples, from writing companies, on other stores’ websites, and for signing up for newsletters.

Manufacture coupons cannot be stacked with another manufacture coupon. You can only use one manufacture coupon per product unless otherwise specified. For example, a coupon to save $1.00 on the purchase of six cups of Yoplait Yogurt requires you to purchase six cups of yogurt to use one coupon.

Manufacture coupons can be stacked with store coupons, mobile rebates, mail in rebates, and Cartwheel (if shopping at Target).

2. Store Coupons.

Some stores have coupons you can use at that particular store. Some stores send coupons in the mail when you are signed up for their reward card (like CVS). Some stores have store coupons in the newspaper (like Ulta), and some have them on their website (like Target). Just because a store has coupons on their website does not make them a store coupon. Many stores offer both store and manufacture coupons on their websites.

For example, Target has both store and manufacture coupons on their website. You can tell the difference at the top:

target-coupons2

Store coupons can be stacked with a manufacture coupon (if there is a matching one). Using the example above, if there is a manufacture coupon to save $1.00 on six cups of Yoplait Yogurt, and a Target Coupon to save $1.00 on eight cups of Yoplait Yogurt, you can purchase eight cups and use both the manufacture and Target coupon together to maximize your savings.

Sometimes the store coupons are for a general purchase, like Ulta’s $3.50 off a $10.00 purchase store coupons. This coupon can be stacked with manufacture coupons, a sale, and mobile rebates. There are not always matching store and manufacture coupons; however, when you do find them, it’s like finding gold!

Store coupons can be stacked with manufacture coupons, mail in rebates, mobile rebates, and Cartwheel (if shopping at Target).

3. Digital Coupons.

There are many stores who have released “digital” or “paperless” coupons. These coupons can be tricky, because most of the time they are manufacture coupons. Sometimes, they are a store coupon. Dollar General uses a lot of “digital coupons” you can “add” to your account, and then type in your phone number at checkout to redeem the coupons.

dg-digital1

Just like with manufacture coupons, if the digital coupon is considered a manufacture coupon, you cannot use it with a paper coupon.

Digital coupons can be stacked with store coupons, mobile rebates, mail in rebates, and Cartwheel (if shopping at Target).

4. Mobile Coupons.

Mobile coupons are coupons that are delivered on your phone, and are normally considered to be store coupons. Normally, you have to text a number to receive it. Target is most known for doing this. You can text a certain word to 827-438 and receive a mobile coupon. Then when you go to checkout, you can pull up the coupon and have the cashier scan it for the savings to come off. It’s an easy way to save since most people almost always have their mobile phone with them. It requires no clipping at all!

Mobile coupons can be stacked with manufacture coupons, mail in rebates, mobile rebates, and Cartwheel (if shopping at Target).

5. Mobile Rebates. 

Mobile rebates are my favorite! I don’t have to remember to “scan” or “clip” anything at all! I can purchase the items at the store, and once I am home I can take a picture of my receipt and money is deposited into my “account”. Once I reach the threshold (normally $20), I can “cash out” via PayPal, a check, or even in the form of an Amazon Gift Card. Best of all? It’s FREE to sign up and download all of these money saving apps! Ibotta and Checkout 51 are two of the most popular and they are super user friendly! See my favorite money saving mobile apps here.

Mobile rebates can be stacked with store coupons, mail in rebates, Cartwheel (if at Target), and either manufacture coupons, digital coupons, or eCoupons.

6. Mail in Rebates.

Did you know you can use coupons with mail in rebates? When you find a mail in rebate to get so much money back when purchasing a product or even a check for the full amount of the product, using a coupon lowers your out of pocket cost. Many times, you can pay just a few dollars and get a mail in rebate for the entire purchase price making it a money maker to purchase it! You can also stack a mail in rebate with mobile rebates (the rare time it does happen).

Mail in rebates can be stacked with manufacture coupons, mobile rebates, store coupons, and Cartwheel (if at Target).

7. Catalina Coupons.

A Catalina Coupon prints from the register at checkout. It is usually triggered by purchasing a certain dollar amount of an item, or sometimes it is just for a promotion. These coupons are manufacture coupons (unless otherwise specified at the top), and can be used on your next purchase. It cannot be used on the transaction in which the Catalina prints. Since they are manufacture coupons, they can be used anywhere manufacture coupons are accepted.

Catalina coupons can be stacked with mobile rebates, store coupons, mail in rebates, and Cartwheel (if at Target). 

8. eCoupons. 

ecoupons are a lot like mobile coupons, only they cannot be stacked with another manufacture coupon since they are considered to be manufacture coupons already. You may know eCoupons as SavingStar or Upromise. They both offer coupons you can “clip” to your store card and then they are redeemed after you make the purchase. You do not see the coupons come off at checkout. Instead, the coupon savings are added up in an account. You can then “cash out” once you hit the minimum. This is a great option if you don’t want to keep up with coupons! Upromise can be used at Publix, and SavingStar can be used almost anywhere else.

Using SavingStar is very simple: 

  1. Sign up for an account here.
  2. Add your drug store and grocery store cards under “stores”.
  3. Add the offers you would like to your account.

Quick Tip: I always add every single offer at the beginning of the month because the offers can reach their limits quickly. Most of the offers are good for the entire month and then you can check your savings and add new offers next month. Also, if you shop at Target or Walmart, you can treat SavingStar as a mobile app and upload your receipts for your savings.

eCoupons can be stacked with mobile rebates, mail in rebates, store coupons, and Cartwheel (if shopping at Target).

9. Cartwheel. 

If you’re a Target Shopper, be sure to download Cartwheel! It’s a FREE app that can save you anywhere from 5% to 50% on select items each week! The items vary from week to week, but you can save on anything from fresh produce to new shoes! You can easily “add” offers and have the cashier scan your barcode at checkout and the savings come off!

Cartwheel can be stacked with Target store coupons, manufacture coupons, mobile rebates, and mail in rebates.

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