Most people know they should be saving money, but many people struggle with this basic concept. They don’t realize how easy it is to save money on little things. For example, you could take the J.C. Penney online survey and you might win a gift card. It would be ideal to have a savings account with $5,000, but is that realistic? You have a family you need to buy food for and you also need to pay the bills. If you are religious, I’m sure you pray constantly about having good health and for your family to be financially stable. It is always important to remember good things come to those who wait. If you want to find out more about what the bible says about saving money, be sure to read more into this. You may find some useful tips on saving your money properly.
How do you save money, while doing all of this? The key to saving is to start. Here are sneaky ways to save $50 a month.
Sneaky Ways to Save $50 a Month:
1. Pack your lunch for work.
You can save quite a bit of money if you buy food at the grocery store and pack your lunch for work. It takes just a few extra minutes in the morning (or evening before) to pack your lunch and the savings will quickly add up! Buying food at restaurants is expensive and adds up quickly. You can save more money by packing your own snacks, instead of buying from the vending machine (sneaky, sneaky)!
2. Lower your bills.
If you take a closer look at your bills, you may be paying much more than is necessary. If you subscribe to a cable company, you can save money by switching to a lower package or cutting the cable out altogether. You can stream shows and movies for much less through companies like Netflix, Hulu, or Amazon.
3. Cut your utility costs.
You can cut your utility cost by conserving. Using less electricity, water, and gas, will add up each month. Switching your light bulbs to LED bulbs will save money on electricity. Buying energy conserving appliances, if you need to replace them, will save you money on your utility bills. Additionally, you can change a few simple things in your laundry routine, which will keep money out of the dryer and in your pocket.
4. Save up for items instead of putting it on credit.
If it is possible, save up for items you need before they no longer work. You will save a lot of money in interest this way. Instead of paying interest to the credit card companies, put the money in a savings account. When you do this, you will be receiving interest instead of paying it (who’s the money boss now? YOU ARE)! You could even invest some money into stocks and check out a company like stocktrades. Investing is a really good idea, especially if you like to spend straight after payday!
5. Carpool to work.
You can save money by carpooling to work. By carpooling, you saving a lot of money on gas. If you live close to each other, you might as well keep more money in your pockets. If you alternate cars, you save wear-and-tear on your vehicle by only using it half of the time.
There are many different ways to save money each month. These are just a few ideas to get you started, on your way to add to your savings account. Take a closer look to see where you can cut costs and find more sneaky ways to save $50 a month.
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